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Cash Advance Program

Above and Beyond Payment Processing

In today’s marketplace, fast access to cash is critical for small business owners. Positive cash flow from a merchant cash advance puts the ball in your court.

We offer the perfect alternative to bank loans. Whether it’s to expand or renovate your business, create and fund an advertising campaign, pay staff, buy inventory, pay taxes or go on a well-deserved vacation, there are no limits to how you can spend the cash advance. It’s your money!

Borrow up to $300,000 per business location and repay the funds using a small percentage of future credit and debit card volume or a scheduled fixed dollar amount. You can pre-qualify in three minutes and receive your funds in less than a week once approved. And there are no time limits on payback and no penalties for early repayment.

Best of all, we don’t ask for collateral, and there aren’t the interest fees or red tape typical of bank or loan providers.

This is just one more way we’re helping businesses like yours succeed.


  • Approval in 24 hours or less
  • Over 90% approval rate
  • Funding in as little as three business days
  • Minimal paperwork required
  • No collateral required
  • Easy repayment and renewal process
  • No time limit on payback, and no penalties for early repayment

Get up to $300,000

Pivotal Payments provides quick access to up to $300,000 per location.

Pre-qualify in 3 minutes

Pre-approval in 3 minutes or less. Once approved, receive your funds in less than a week!

Flexible repayment plan

Repay using a fixed amount or with a small percentage of future credit card sales.

No collateral required

Don’t worry about collateral, interest fees or red tape from a bank or loan provider.

Need more info?

Our sales and client care staff are at your service.

Call 1-800-992-8491