Health Insurance Orange County, Los Angeles County, San Bernardino County, Riverside County- CA

Anthem Blue Cross, Blue Shield, Aetna, Kaiser Permanente, AARP, Secure Horizons, Health Net, and Allstate, Aflac Critical Illness insurance plans

Our health insurance carriers offers a full range of healthcare options. They pride themselves and work hard building their physician and hospital networks. You tell us what you want and what you you need, and we will help direct you in the right direction, so you can make a prudent buying decision about your medical health, Medicare Advantage and Prescription Drug Coverage Part D, supplemental critical illness and/or disability coverage. The role of our agency along with our resources is to provide you with information to help you choose the right coverage that best meet your needs.

Health Insurance

Health insurance companies have been providing healthcare services for more than 50 years. The health insurance companies’ goals are to assist us to make informed decisions, improve quality outcomes. The health insurance companies’ innovative plans and products with collaborative networks of hospitals, physician and medical specialty societies help us achieve optimal healthcare and affordable premiums whether you are an individual, have family, an early retiree, or a senior.

Medicare Advantage- Part C and Prescription Drug Coverage- Part D

Medicare Advantage and Perscription Drug Insurance helps fill the gaps in the protection provided by the Medicare program. Medicare Advantage-Medicare Part C, is Medicare administered through private insurance companies. Part C is at least as good as Original Medicare works and often offer more benefits than 'Original Medicare" -Part A and Part B, by law e.g. gym memberships at not cost. Part C often includes all elements of original Medicare plus Part D-prescription drug coverage.

Disability Insurance

If you were to get ill or injured your financial security is at risk. With your earning ability as your greatest asset, insuring the risk of loss earnings from an uneventful crisis provides you  your  best protection. Medical advancements have reduced the death rates of cancer, heart disease and stroke-the leading illness, yet disabilities due to those same sicknesses are up dramatically.

You have worked hard to provide the lifestyle that you have and enjoy.

Critical Illness and Injury Supplemental Insurance

The policies pay a lump sum or specific cash benefits for diagnosis of a covered disease or treatments. You choose how the money paid to you directly is used meeting your deductibles, co-payments, and any other miscellaneous medical expenses or unpaid bills The most comprehensive employer sponsored or individual health plan, being hit by a critical sickness or injury you may leave financial gaps left by the major medical insurance plan.